Explore Physical Therapy & Pain Science

1) Why don't you take insurance?

Seeing a PT who practices independent of the insurance industry can be a benefit to your privacy and care. With the rise of co-pays (up to $80 per session), an efficient skilled PT may cost you less in both time and money.

Read more about insurance here.

2) Why pay out-of-pocket when I have insurance that covers physical therapy?

Many clients are surprised to learn that copays in DC, Virginia, and Maryland often range from $40 to $80 (or more) per session. Insurance also typically requires 2–3 sessions per week in traditional clinics. My approach usually means fewer visits, less overall cost, and more efficient results.

3) How will paying cash for PT actually save me money?

When we work together, each session is entirely one-on-one, focused, and tailored to you. Most of my clients need far fewer sessions than what insurance-based clinics require, so even without using insurance, the total investment is often lower in the end.

4) Isn’t it safer to stick with insurance-covered PT?

While insurance sounds easy, it often comes with limitations: you may not get to see the same provider, sessions can be shortened or double-booked, and individual attention is rare. As a cash client, you decide the goals, frequency, and focus - no insurance interference. No fuss, no muss.

5) Do I have to deal with insurance paperwork or approval?

A. No insurance headaches - no claim forms, denials, phone calls, or waiting on approval. Your time is valuable; you get direct access to expert PT care without the administrative hassle.

B. Some clients choose to submit for out of network reimbursement which can be a great idea. Your insurance company can offer guidance on how to do that.

1) I have Medicare. Why can't I pay cash for PT?

This is a complex topic and it is difficult to get a consistent straight answer even from the experts. Basically, Medicare says its beneficiaries cannot choose to pay cash for a covered benefit. PT is a covered benefit. Beneficiaries can choose to pay cash for non-covered services such as wellness and coaching.

Learn more about Medicare and Physical Therapy.

1) How is your care different from traditional PT clinics?

You and your goals are the focus of every session which is one-on-one. I’m never juggling three or four clients at the same time. With 34 years of PT experience, relentless ongoing learning, and unique integration of Pain Neuroscience Education, Lifestyle Medicine, and Positive Intelligence, your care is more holistic and effective.

2) Will I need to come many times per week?

Usually, no. My clients average one visit a week or less, because our sessions are comprehensive and you’ll leave each time empowered with knowledge and skills to practice on your own. Quality over quantity saves both time and money.

3) What happens if my needs change—can I adjust my visits or plan?

Absolutely. Your treatment is collaborative and fully personalized. Because insurance does not dictate our plan, we can adjust frequency, duration, and focus as your situation evolves.

4) What’s the biggest benefit to working with you in this model?

Peace of mind. You get my undivided attention, decades of experience, and a commitment to using every tool—PNE, Lifestyle Medicine, and Positive Intelligence—for your best outcomes. No rushed sessions, no splitting attention; just your goals, your healing, your way.

1) What are your cancellation fees?

• More Than 24 Hours Notice: No fee
• Less Than 24 Hours Notice: Price of Session

2) Why should I consider Health & Wellness Coaching?

Sometimes we have goals and desires but the path to success is unclear. Coaching is an option to clarify goals and strategize ways to be successful which are unique to you. Topics are almost limitless and could include sleep, nutrition, stress, financial fitness, weight management, life balance, exercise and more!